HRAP
Home Repair and Accessibility Program
The Home Repair and Accessibility Program (HRAP) is designed to assist low- and very low-income homeowners by providing funds for vital health and safety repairs and accessibility improvements. Through these activities, the program aims to preserve existing affordable housing stock, provide investment in underserved communities, improve the health and well-being of occupants, and help low-income and disabled or mobility-impaired individuals remain in their homes.
OUR HRAP WAITLIST IS NOW CLOSED.
This program is supported by a grant from the Illinois Housing Development Authority.
IMPORTANT HRAP DETAILS
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0% interest, no monthly payments.
Maximum loan amounts were $25,000 for roof only projects and $50,000 for full rehabilitation projects and accessibility projects.
Loans must be repaid in full if the house is sold in between a 3 - 5 year recapture period.
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Must own and occupy a home in Chicago, Chicago Heights or Park Forest
Existing residential one-unit single-family property non-institutional to be used as the owners sole residence
Applicants can not exceed 80% of area median income and preference will be given to households at or below 50% AMI
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Full Rehabs up to $50,000
Roof projects up to $25,000
Accessibility projects up to $50,000